Payment Services

1. All payments in respect of the Products shall be made to designated Seller through the Platform. To the extent permitted by applicable law and subject to SFPL’s Privacy Policy, you acknowledge and agree that SFPL may use certain third-party vendors and service providers, including payment gateways, to process payments and manage payment card information.
2. In order to make payments online, you undertake to use a valid payment card or bank details or third party wallets or details required for any other mode of payment (“Payment Details”) with the authority to use the same, to have sufficient funds or credit available to complete the payment on the Platform in good standing. By providing the Payment Details, you represent, warrant, and covenant that:
   • You are legally authorized to provide such Payment Details;
   • You are legally authorized to perform payments using such Payment Details; and
   • Such action does not violate the terms and conditions applicable to your use of such Payment Details or applicable law.

You agree that you are responsible for any fees charged by your mobile carrier in connection with your use of the payment services through your mobile. SFPL shall use the Payment Details as described in SFPL’s Privacy Policy. You may add, delete, and edit the Payment Details you have provided from time to time through the Platform.

3. The payment receipt for completion of a transaction shall be made available to Buyer on the Platform.
4. Except to the extent otherwise required by applicable law, SFPL is not liable for any payments authorized through the Platform using Your Payment Details. Particularly, SFPL is not liable for any payments that do not complete because:
   • Your payment card or bank account or third-party wallet does not contain sufficient funds to complete the transaction or the transaction exceeds the credit limit in respect of the Payment Details provided;
   • You have not provided Seller with correct Payment Details;
   • Your payment card has expired; or
   • Circumstances beyond control (such as, but not limited to, power outages, interruptions of cellular service, or any other interferences from an outside force) prevent the execution of the transaction.
5. The Platform shall not be responsible for any unauthorized transactions conducted on our Platform using your payment card or internet banking. The Platform shall not be obligated to refund any money to you in such instances.
6. All information that is collected at the time of payment, like card details, names; passwords etc. are encrypted using Secure Socket Layer (SSL) coding. The terms mentioned in this section are also mentioned under “Billing Terms and Conditions”.